Financing gaps due to Corona

Eventhough the Corona-Virus can infect all, not all suffer equally from the consequences of the pandemic. Of course, it spreads much faster in crowded apartments, shelters and shared flats than in a spacious apartment. furthermore, the current crisis is increasing social, economic and political inequalities. Precariously employed and fee-earning employees in the trade fair and tourism industry are currently suffering particularly from the social consequences of the pandemic.

Your AstA of the TU Berlin is working in these trying times to have your back. For us, this means that we are always on your side, the side of the students, from which we are giving our bst to support you. Thus, last week, we have tried to contact different offices in the Berlin Senate and have sought the conversation with the university management to ensure financial clarity. Below, you can find a preliminary result.
We will be at your side to answer any additional questions, should they arise, but nonetheless, please pay attention to our new concepts for counseling.

1) Bafög

a) will be paid further
b) Corona as reason for extension
c) Change in income
d) own income

2) Unemployment compensation

3) Housing Money

4) grant for self-employed persons and freelancers

5) Rent

6) Expiring University Employments

7) Subsidies from StudierendenWERK

8) KfW study loan (also for international students)

9) Nationwide subsidies for students



1) Bafög:

a) will be paid further

The Federal Ministry of Education and Research promised that BaföG recipients would not suffer any disadvantages due to the coronavirus. Firstly, this means that BaföG will continue to be paid in the 2020 summer semester regardless of how many and in which format the lectures take place, including in the emergency mode as announced on 20 March.

https://www.bmbf.de/de/karliczek-keine-nachteile-beim-bafoeg-wegen-coron…

b) Corona as reason for extension

The TU promised us, that students will get a confirmation of cancellation for already cancelled exams, to-be cancelled exams, as well as lectures, Laboratories, and closed libraries. This confirmation is suppsed to allow you the possibility to extend your eligibility for Bafög, as previously happened with the student strike.

A classes cancellation, etc., qualifies as „other serious reason“ [„sonstigen schwerwiegenden Grund“] (§15 Abs.3 Nr1 BAföG) to extend the eligibility for Bafög for the respective semesters.

If you are currently at the end of your standard period of study (end of the 6th semester) and need another semester due to a cancelled exam, please submit a follow-up application for BaföG. Also if you could not submit your Bachelor- or Masterthesis in time due to closed libraries or labs, submit a a follow-up application for BaföG! Here you have to apply for the „Förderung ĂŒber die Förderungshöchstdauer hinaus“(fincancial aid exceeding the maximum period of financial aid). The reason why your period of eligibility for Bafög should be extended is the one mentioned above: due to „other serious reasons“. The same goes for the performance record (Leistungsnachweis), meaning for all students currently at the end of their fourth semester. If Exams have been cancelled due to Corona, you can list this as reason for delaying the submission of your performance record.

It doesnt matter if youre at the end of your study or if you have to submit the performance record, you attach an informal letter to your BaföG-application which makes clear what cancellations you face(d) due to the Corona pandemic. This reason can also be listed later to extend your eligibility for BaföG.

In the press statement by the Bundesministerim fĂŒr Bildung und Forschung it says unmistakenly: „Unavoidable interruptions in study due to a pandemic constitute a serious reason within the meaning of § 15 (3) no. 1 BAföG. This also applies if, for example, the examinations are postponed to times after the standard period of study. According to § 48 Abs. 2 BAföG, the submission date for performance records may also be postponed accordingly.“ („Unvermeidbare pandemiebedingte Ausbildungsunterbrechungen stellen einen schwerwiegenden Grund im Sinne des § 15 Abs. 3 Nr. 1 BAföG dar. Dies gilt auch, wenn sich z. B. die PrĂŒfungen auf Zeiten nach der Regelstudienzeit verschieben. Nach § 48 Abs. 2 BAföG verschiebt sich ggf. auch der Vorlagetermin fĂŒr Leistungsnachweise entsprechend nach hinten.“)

c) Change in income of your parents – Application for update (Antrag auf Aktualisierung)

If your parents‘ income decreases, apply for an update (Form 7) in any case. Thereby the recent change in your parents‘ income will be acknowledged and your eligibility will be calculated anew. Normally, the amount of your BaföG refers to your parents‘ income from two years ago, with the application for update the most recent change in income will be taken into account. With this, your eligibility may increase. You can apply for Bafög at any time, even if the eligibility arose just now due to the change in income.

https://www.stw.berlin/en/finanzierung/themen/checklist.html (FORM 7)

d) Own income and BaföG

Do you already receive Bafög but need to work on the side to pay rent, etc, but now you lost your job?Let the BaföG office know if you earned more than 450€. 450€ is the maximum of income you are allowed to have with BaföG, anything more than that will be substracted from your eligibility. That means, if you had an income above 450€ earlier but now your income is below that, you need to let the BaföG office know because then your eligibility increases.

2) Unemployment Compensation

In general, students are not eligible for unemployment compensation since their „primary social aid“ is BaföG!

However, students who have taken a holiday semester or are part-time students, is not as full student and, in this case, may be eligible to ALG2/Hartz4 or Arbeitslosen Geld 1 (Unemployment Compensation) and should apply for such.

This may be another possibility to surpass financial trouble. Important here is, that you apply for a holiday semester or part-time semester. Mind the deadlines, the switch to part-time studies and the application for leave of absence​ (holiday semester) needs to happen by May 18, 2020!

The reason you should list for your respective application is the „other reason“, that, since you are not receiving an income at the moment you want to switch to part-time. Please note this on your application.

With the confirmation letter for your part-time or holiday semester you go and get a Bafög letter of refusal if you are studying part-time from the BaföG office and contact the Jobcenter in your district. Should the Jobcenter tell you that they are not responsible for you because you are students and thus excluded from ALG2, an Administrative Regulation exists. Point 5.5.2 refers to the ALG 2 eligibility of students in part-time study or holiday semester.

People without a German Passport who involuntarily lost their job and have been living in the BRD for at least 3 month in the are eligible to ALG 2.  In addition to this, non-EU citizens can now apply for some residence permits with the additional provision: “Expires upon receipt of services
according to the SGB II/ XII or AsylbLG”. Also ALG II include, since this regulation in Berlin at present out of force
is set. For the period from 18.03.2020 to 17.06.2020 you can claim benefits according to the SGB II (Hartz IV), SGB XII (social welfare) or the Asylum Seekers Benefits Act. Should the Corona pandemic (the orientation here is currently on 17.06.) and you would like extend your residence permit, you must, however, again prove that you can stay without supplementary social benefits. International students can also apply to the
Studierendenwerk apply for an emergency loan.
 

IMPORTANT

Please note that the swith brings consequences to exams. You may sit an exam you registered before switching to holiday semester, but can not enroll in clases.

In part-time study you can only make half of the credits.

If you are missing some documents, that is not a problem, just submit your application and hand them in later but as soon as possible. The reason is as follows: you receive the money going back to the month you applied. Meaning, if you were to submit the application as late as 30.04 at the Jobcenter, you will still receive money for all of april!

Normally, the money will be paid relatively quick after all documents and form have been submitted.

Finally, a quick note concerning the Jobcenter:

Since the Jobcenters are currently closed, we advise you to either fax your aplication or submit it personally to their respective mailbox. The Jobcenters are closed, meaning appointments are currently not happening.

When filling out the forms please do not forget that GIVING YOUR PHONE NUMBER IS OPTIONAL!

If you are living in asublet, they have no claim to see the headlease! You only have to sumit your contract of sublet.

Furthermore, according to news reports, applications for Hartz IV wont need a check of means and amount of rent for half a year, starting 01.04.2020.

additional info:

http://basta.blogsport.eu/2020/04/10/corona-hartz-iv-ein-kleiner-ratgeber/

https://www.stw.berlin/en/finanzierung.html

ALG 2 counselling

http://basta.blogsport.eu/en/

where to apply:

https://www.arbeitsagentur.de/en/welcome

3) Housing Money:

Note: Housing money and BaföG are mutually exclusive! Only they, who are not eligible to Bafög may can apply for housing money.

In this case, housing money can be used as financial aid. Here, it is important to have proof over your own income. As income qualify wage payments, BaföG as bank loan, financial aid from friends and family which can also mean benefit in kind, i.e. if your family were to realise that they hoarded too much toilet paper, they can give some to you. That decreases your base need. That can be important since you need to provide a „minimum income“ to receive housing money as supportive measures. The Minimum income is calculated as follows:

Basic need ( 409€ all in / benefits in kind) + rent including additional cost + insurance

If you can cover that sum, you are eligible for housing money.

To calculate the amount is very complicaed and depends from the number of members of the household. Members of a household are people in a community of responsibility. Thus, memebers of the household is not equal to the number of people living or registered in an apartment but family members, partners, etc.. If you are not living with your family but in a flatshare, your flatmates do not count as members of your household!

EU-citizens are also eligible to housing money according to the Agreement on the Free Movement of Persons .

We have to point out, that even in times without an ongoing pandemic, the applicationprocess can take up to 3 months! Those who are in need of money right now to pay their rent should not count on housing money! If the check for need will be loosened here as well is yet to see.

If you are missing documents, that is no problem either, just apply and hand in the missing files later but as soon as possible.The reason is as follows: you receive the money going back to the month you applied. Meaning, if you were to submit the application as late as 30.04 at the citizen center, you will still receive money for all of april!

You submit your application to the Citizen Center

https://service.berlin.de/dienstleistung/120656/ (only in german)

You can also apply here https://www.stw.berlin/en/finanzierung.html

4 ) grant for self-employed persons and freelancers

On 19. of march 2020 the Berlin Senate decreed an grant for solo self-employed persons, freelancers and small-scale entrepreneurs who are especially affected by the Corona-Pandemic. This concerns fields such as „Health, Equality, Trade and Service, Youth and Education, Creative Economy, Culture, Social, Sport and Torism. They shall be able to apply quickly and with little red tape for grants to safe their professional or operational existence.“

„(…)In singular cases it has to be proven or made believable, that a grant for the safety of one‘s professional or operational existence during the Corona-crisis is needed. (…)The grant therefore also takes on the function of liquidity support until other claims are clarified and utilized.”

Here, the priority is not to cover your living but to ensure your operational existence, thus you have to prove that without the grant your small business would go bankrupt.

Source: https://www.berlin.de/sen/kulteu/aktuelles/pressemitteilungen/2020/pressemitteilung.909707.php

Conditions:

  • In singular cases it has to be proven or made believable, that a grant for the safety of one‘s professional or operational existence during the Corona-crisis is needed;
  • When submitting an application, it should be declared that federal assistance programmes or other available assistance programmes or claims from social security and other statutory benefits (e.g. short-time working allowance, basic income support) are being used or applied for;
  • Overcompensation or double compensation through the use of funds from other measures or programmes should be avoided from the very start or corrected afterwards. The grant therefore also assumes the function of liquidity support until other claims have been clarified and utilised;
  • The amount of the grant will be limited to EUR 5 000. If necessary, it can be reapplied for several times, after six months for individuals and after three months for multi-person businesses.

Application forms, available here starting 27.03.2020:

https://www.ibb.de/de/startseite/startseite.html

5) Rent

A bill of 23. of march 2020 proposes that tenants who are unable to pay their rent from 1. April 2020 until the end of June 2020 cannot be terminated for the time being. The tenants have the option of repaying the rent until the end of June 2022.

more information here: https://www.berliner-mieterverein.de/sprachen/englisch.htm

tenancy law counseling:

https://www.bmgev.de/

6) Expiring University Employments

In a conversation with the Secretary of State for Science and Research, Steffan Krach, it was also announced that all expiring contracts at the university (including SHKs) would be extended. Please take care of the extension of your contract in time.

Labour law:

https://en.dgb.de/

https://www.verdi.de/ueber-uns/verdi-international/++co++0da83724-a114-1…

7) Subsidies from StudierendenWERK

Independent from this crisis the Studierenden Werk Berlin offers a subsidy for your start of studyas well as a subsidy for the final degree. That one-time subsidy has to be applied for at the StudierendenWERK Berlin by 15. of april 2020. Possibly, the Emergency Fund can be an option as well. Terms and Conditions as well as the applicationform can be found here:

https://www.stw.berlin/en/finanzierung.html

Since May 2020 there is a fund for participation in the Online Campus from the Berlin Studierendenwerk. You can apply for a grant to buy a laptop or other technical devices you need to participate the online campus. Currently the applications temporarily stopped. Up-to-date-information you can find here.

8) KfW Study loan (also for international students)

Students who need financial help due to Corona can apply for the KfW interest-free study loan from 8th of May 2020 up to 650 € per month. It is independend from your or your parent®s income.

New for international students: from 1th of June 2020 you can also apply.

  • condition: your primary residence (Erstwohnsitz) is in Germany
  • the fist payment you can receive at 1th of July 2020.
  • The extension of the KfW loan for international students is temporary until 31th of March 2021.

The payback of the loan starts from 6 till 23 month after the last payment.

Information (until now only in german) here: https://www.kfw.de/inlandsfoerderung/Privatpersonen/Studieren-Qualifizie…

Press Release (Pressemitteilung Bundesministeriums fĂŒr Bildung und Forschung, only in german): https://www.bmbf.de/de/karliczek-wir-unterstuetzen-studierende-in-not-11… (30.04.2020)

9) Federal local student services emergency funds

The Federal Ministry for Education and Research (Bundesministerium fĂŒr Bildung und Forschung) announced to support students with an emergency fund of 100 Million €, which will be distributed by the local student services. The application has not started yet. More information you will find here.